Last Updated: August 27, 2026

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("you," "user," or "client") and Tuebor Insurance Network LLC ("Company," "we," "us," or "our"), a licensed Property and Casualty insurance agency authorized to conduct business in Michigan, Texas, Florida, and Arizona. These Terms govern your access to and use of our website, digital platforms, communications, insurance-related services, and any products or services referencing these Terms ("Services").

By accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must discontinue use of the Services immediately.

Our Services are intended for individuals who are at least 18 years of age. Persons under 18 are not permitted to use or register for the Services.

Contact Information: Tuebor Insurance Network LLC
3963 Trailway Commons Cir
Auburn Hills, MI 48326
Phone: (248) 747-1681
Email: Tueborinsuranceagency@gmail.com

Tuebor Insurance Network LLC provides insurance quoting, advisory, brokerage, and policy-binding services in accordance with applicable state insurance laws and regulatory requirements. All insurance products offered through our agency are subject to:

• Carrier underwriting guidelines
• Eligibility determinations
• State-specific compliance obligations
• Verification of information provided by the applicant

Coverage availability, pricing, discounts, and policy features may vary by jurisdiction and insurer.

We are also authorized to offer warranty and protection plans, including vehicle service contracts, mechanical breakdown protection, home warranty products, and other ancillary protection plans. These products are governed by the terms, conditions, exclusions, and limitations established by the issuing administrator or provider.

Use of our Services does not guarantee the issuance of coverage, approval of an application, or acceptance by any insurer or warranty provider. All quotes are non-binding until underwriting review is complete.

By using our Services, you represent and warrant that:

• You are at least 18 years old.
• All information you submit is accurate, complete, and truthful.
• You will not use the Services for any unlawful or unauthorized purpose.
• You will comply with all applicable insurance laws and regulations.
• You will not impersonate another person or misrepresent your identity or risk profile.

You agree not to engage in any of the following prohibited activities:

• Providing false, incomplete, or misleading information
• Misrepresenting risk factors, claims history, or identity
• Submitting fraudulent warranty or insurance claims

• Attempting to obtain products for individuals without consent
• Using the Services for commercial brokering or resale
• Accessing accounts or systems without authorization

• Uploading malware or harmful code
• Attempting to disrupt or overload systems
• Using automated scripts, bots, or scraping tools

• Attempting to purchase products in states where you are not eligible
• Violating insurance or warranty statutes
• Circumventing identity verification or compliance checks

• Submitting repeated speculative or fabricated quote requests
• Manipulating pricing or underwriting outcomes

• Harassing or threatening agency staff
• Using discriminatory or unlawful language

We reserve the right to suspend or terminate access to the Services for violations of these prohibitions.

Our Services may contain links to third-party websites, content, or resources. We are not responsible for the accuracy, availability, or security of third-party content and do not endorse any third-party products or services.

Your use of the Services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using the Services, you consent to all actions taken with respect to your information in compliance with the Privacy Policy.

We reserve the right to modify, suspend, or discontinue the Services at any time without notice. We are not liable for any interruption, delay, or inability to access the Services.

These Terms are governed by the laws of the State of Michigan, without regard to conflict-of-law principles. Insurance transactions are additionally governed by the laws of the state in which the product is sold (MI, TX, FL, or AZ).

Any dispute arising out of or relating to these Terms or the Services shall be resolved through binding arbitration or small-claims court, unless prohibited by state law. You waive the right to participate in class actions or class-wide arbitration.

To the fullest extent permitted by law, we are not liable for:

• Indirect, incidental, or consequential damages
• Loss of data, profits, or business opportunities
• Errors or omissions in information provided by users
• Decisions made by insurers or warranty providers

Your sole remedy for dissatisfaction with the Services is to discontinue use.

You agree to indemnify and hold harmless Tuebor Insurance Network LLC from any claims, damages, liabilities, or expenses arising out of your use of the Services, violation of these Terms, or submission of inaccurate information.

By using the Services, you consent to receiving electronic communications, including quotes, policy documents, notices, and disclosures. Electronic signatures and records are legally binding.

By providing your phone number, you consent to receiving SMS messages related to quotes, applications, renewals, and policy servicing. Message and data rates may apply. You may opt out at any time.

For questions or concerns regarding these Terms, contact us at:

Tuebor Insurance Network LLC
3963 Trailway Commons Cir
Auburn Hills, MI 48326
Phone: (248) 747-1681
Email: Tueborinsuranceagency@gmail.com